Stellar Lumens | Top 3 Coin Soon | Coinbase ????$XLM | Stellar vs. XRP (Ripple)=Stellar ????

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Stellar Lumens is as an open-sourced, distributed payments infrastructure, built on the premise that the international community needs “a worldwide financial network open to anyone.” Stellar Lumens will connect individuals, institutions, and payment systems through its platform.

****Stellar Lumens is a cryptocurrency platform that focuses on remittance and cross-border payments*****

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00:19 Crypto & A Cold One Beer Introduction
00:40 Bottle Cap Flip
00:56 Diving Down The Crypto Rabbit Hole
01:05 Stellar Lumesn $XLM Introduction
01:26 Coinbase Announces Interest In Stellar Lumens
01:43 Coinbase Buy Dashboard With Stellar Lumens Added
02:26 Stellar Was Created by Jed McCaleb
02:38 Jed McCaleb Founder of Mt.Gox Crypto Exchange
03:09 Jed McCaleb creates OpenCoin AKA Ripple $XRP
03:19 Ripple Dream Team: David Schwartz, Chris Larsen, & Jed
03:29 Women Mess Everything Up For Ripple $XRP and McCaleb
03:36 Who is Joyce Kim?
04:29 July 2014 Jed McCaleb Launches Stellar Lumens $XLM
04:32 Stellar Lumens vs. XRP Ripple $XRP
05:06 XRP Ripple Getting Added to Coinbase?
05:14 XRP Ripple Offers Coinbase Millions For Addition
05:47 Chico Crypto Calling Coinbase Additions: $ZRX $XLM $BAT $ECT
06:09 Stellar Lumens Partnership With Tempo Money Transfer
06:47 Stellar Lumens Partnership With IBM (Big Blue)
07:04 Stronghold USD Anchor Partnership With IBM

Stellar allows you to freely send money across borders without the hassle of formal banking procedures or currency exchange.
In order to accomplish this, the network does one of three things when you request a currency transfer:

---Stellar converts the funds with a previous offer on its order book and automatically facilitates the exchanage
---Stellar uses Lumens, its coin, as an intermediary for the exchange. It converts the funds from currency A into Lumens on the global marketplace, and then it takes those Lumens and converts them to currency B for the user receiving these funds.
--If there are no trading pairs in the exchange for the two currencies, Stellar searches for offers on the network that will lead to a chain conversion into the desired currency (e.g., USD to EUR, EUR to GBP, BGP to AUD, AUD to JPY).

This multi-currency exchange process is pretty ingenious, and it offers users a flexible approach to easily swap currencies on an international scale.

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